Roebuck household · v3 · all known debts loaded

Malaysia move — cash flow plan

May 2026 to January 2027. Adjust sliders to test scenarios.

Lowest cash point

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Ending cash Jan 2027

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After all events

House net proceeds

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After mortgage + Slice

Schwab liquidation needed

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Buffer threshold $30k

Adjustable assumptions

House sale price $2.10M

House closing month Aug 2026

Porsche resale $70k

Monthly burn (US, with COBRA) $38k

Monthly burn (Malaysia) $8k

One-time move costs $45k

Monthly cash position

Cash on hand (end of month) Buffer threshold ($30k)

Monthly inflows and outflows

Inflows Outflows

Locked structural inputs

Starting cash (May 1)$43k

Schwab cash deployable$38k

Bridging net/month$32k (May–Nov)

COBRA monthly$2.5k

Breathe Easy May draw$16k

Breathe Easy Jun draw$4k

Mortgage P&I/month$9.4k

Slice loan/month$0.9k

Porsche payment/month$1.4k

Mortgage payoff at close$1,483k

Slice payoff at close$101k

Sept 2026 stock vest (net)~$60k

Still placeholder

Immigration attorney total, container shipping quote, possible second contractor loan (windows). The "one-time move costs" slider absorbs immigration, shipping, and Malaysia setup.